7 hr CE -Health Insurance Policies and Provisions (INSCE034FL7)

This course offers an overview of the life insurance industry and the elements of traditional life insurance.   Completely online fulfill your statutory requirements from the comfort of your own home or office. Topics covered include: Life Insurance Policies Life Insurance Policy Provisions and Options/Riders Life Insurance Beneficiaries Life Insurance Premiums and Proceeds Life Insurance Underwriting and Policy Issue Group Life Insurance Annuities Social Securi..

Most retirees can expect to live well beyond age 65. Realistic financial planning assumes that our clients will live a long, healthy and active life. This course is not about saving for retirement, however. It’s about ways the financial professional can help seniors successfully manage their finances during retirement. Just as preretirement planning is most valuable when the right strategies are used, so too is postretirement planning. Post-retirement planning considers everything f..

This course covers the changing landscape of Health Care over the last several years. The online course consists of 5 areas of study including the background, history, and legislation of the Patient Protection and Affordable Care Act (PPACA), implementation timeline – with a brief overview of the Health Care Law, plans available and enrollment procedures, the cost to taxpayers and laws affecting small businesses, and how agents can be involved through training and resources. If the law is repeal..

Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years.  From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible. From the 1980s forward, indemnity coverage was replaced by managed care.  Health care providers (physicians and hospitals, etc.) were required to accep..

COVID-19 claims have raised coverage issues that will probably ultimately resolved through legislation and court decisions. Coverages affected include property, general liability and workers compensation.  The coverage causing the biggest uproar from unhappy insureds is Business Interruption. Questions have also arisen on employee injuries usually insured under a workers compensation policy.  This issue has come to the fore with the exposure of medical personnel to ..

COVID-19 claims have raised coverage issues that will probably ultimately resolved through legislation and court decisions. Coverages affected include property, general liability and workers compensation.  The coverage causing the biggest uproar from unhappy insureds is Business Interruption. Questions have also arisen on employee injuries usually insured under a workers compensation policy.  This issue has come to the fore with the exposure of medical personnel to the virus..

This 4 hour Continuing Education course is entitled "Consumer Protections for Annuity and Life Insurance Transactions". In this class, you will learn about the Florida and Federal laws that deal with annuity and life insurance transactions.  Most importantly, you will learn what Agents must do in order to protect consumers. In this class, we trace the legislative history of consumer protection for annuity purchases.  In Florida, it began with protecting our most vulnerable citizens: Se..

Insurance Claims Adjusters and Public Adjusters need a deep understanding of the homeowner policy to determine what’s covered and what’s not.  Insurance Agents and CSRs also benefit from knowing how to navigate the contract to know when additional policies or endorsements are needed to protect their customers' financial interests.  This course explores these helpful concepts.What the homeowners’ policy is designed to cover and whyHow to navigate the policy contract to find exclusions a..

Insurance Claims Adjusters and Public Adjusters need a deep understanding of the homeowner policy to determine what’s covered and what’s not.  Insurance Agents and CSRs also benefit from knowing how to navigate the contract to know when additional policies or endorsements are needed to protect their customers' financial interests.  This course explores these helpful concepts.What the homeowners’ policy is designed to cover and whyHow to navigate the policy contract to find exclusions a..

This 4-hour Continuing Education course is entitled "Long-Term Care NAIC 4-hour Refresher Class: Partnership Programs, LTC Insurance and LTC Services." This class is written to satisfy the NAIC requirement for ongoing insurance agent training on long-term care. The training consists of topics related to long-term care insurance, long-term care services, state partnership programs, and available long-term care providers.  In addition, this course will provide an in-depth discussion of tr..

This class satisfies the requirement that 2-14, 2-15, and 2-40 Agents complete a Law and Ethics Update course every 2 years, which is specific to the license held by the licensee and covers industry law updates, premium discounts, ethics, disciplinary trends, industry trends, and suitability of insurance products.  This online course is divided into 4 areas of study, including Regulatory Awareness, Insurance Laws and Updates, Ethical Requirements and Disciplinary and Industry Trends) with f..